THE Optima won't delight or offend - unlike Credos which was a lamentably ugly car. The Optima is a low slung and pleasant three-box sedan with just a few fussy lines. The styling features a prominent chromed grille, while there are other chromed touches around the windows and at the rear of the car. Clear lens projector headlights are a touch of class, as are the chromed doorhandles. But the wheel covers rather than alloy wheels tell you this is a car with a budget in mind.